.tool-head{padding:52px 0 30px;max-width:40rem}.tool-head .eyebrow{color:var(--bright);font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase}.tool-head h1{font-size:clamp(30px,5vw,42px);font-weight:700;letter-spacing:-.03em;line-height:1.1;margin:12px 0}.tool-head .lede{font-size:18px;color:var(--ink-soft);margin:0}.tool-crumbs{font-size:13px;color:var(--ink-faint);margin:0 0 4px}.tool-crumbs a{color:var(--ink-soft);text-decoration:none}.tool-crumbs a:hover{color:var(--bright-deep)}.calc-grid{display:grid;grid-template-columns:minmax(300px,5fr) minmax(300px,6fr);gap:28px;align-items:start}@media(max-width:820px){.calc-grid{grid-template-columns:1fr}}.calc-panel{background:var(--sky);border-radius:var(--radius-l);padding:26px}.field{margin-bottom:18px}.field label{display:block;font-size:14px;font-weight:600;margin-bottom:7px}.field input,.field select{width:100%;font-family:inherit;font-size:16.5px;padding:13px 16px;border-radius:var(--radius-s);border:1.5px solid var(--line);background:#fff;color:var(--ink);transition:border .15s,box-shadow .15s;min-height:48px}.field input:focus,.field select:focus{outline:none;border-color:var(--bright);box-shadow:0 0 0 4px var(--bright-tint)}.field .hint{font-size:12.5px;color:var(--ink-faint);margin-top:5px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:420px){.field-row{grid-template-columns:1fr}}.seg{display:flex;background:#fff;border:1.5px solid var(--line);border-radius:999px;padding:3px;flex-wrap:wrap}.seg button{flex:1;min-width:90px;font-family:inherit;font-size:13.5px;font-weight:600;border:none;background:transparent;color:var(--ink-soft);border-radius:999px;padding:10px 8px;min-height:44px;cursor:pointer;transition:background .18s,color .18s}.seg button[aria-pressed=true]{background:var(--ink);color:#fff}.seg button:focus-visible{outline:none;box-shadow:0 0 0 4px var(--bright-tint)}.result-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-l);box-shadow:var(--shadow-soft);overflow:hidden}.result-hero{padding:30px 30px 22px;text-align:center;border-bottom:1px solid var(--line)}.result-hero .sub{font-size:13.5px;color:var(--ink-faint)}.result-hero .big{font-size:clamp(38px,6vw,52px);font-weight:700;letter-spacing:-.03em;color:var(--bright-deep);font-variant-numeric:tabular-nums;line-height:1.15}.result-hero .alts{font-size:14px;color:var(--ink-soft);margin-top:6px;font-variant-numeric:tabular-nums}.badge{display:inline-block;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--bright-tint);color:var(--bright-deep);margin-bottom:10px}.result-hero.warn .big{color:var(--alert)}.result-hero.muted .big{font-size:clamp(24px,4vw,32px);color:var(--ink)}.out-list{padding:8px 30px 20px}.out-row{display:flex;justify-content:space-between;gap:16px;padding:11px 0;font-size:15px;border-top:1px solid var(--line);font-variant-numeric:tabular-nums}.out-row:first-child{border-top:none}.out-row .k{color:var(--ink-soft)}.out-row .v{font-weight:650}.out-row.total{border-top:1.5px solid var(--ink);font-weight:700}.out-row.total .v,.out-row.good .v{color:var(--bright-deep)}.stat-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:22px}@media(max-width:520px){.stat-cards{grid-template-columns:1fr}}.stat-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-m);padding:16px;text-align:center}.stat-card .lab{font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--bright-deep)}.stat-card .num{font-size:24px;font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums;margin:6px 0 2px}.stat-card .desc{font-size:12.5px;color:var(--ink-soft)}.compare{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:22px}@media(max-width:520px){.compare{grid-template-columns:1fr}}.compare .col{border:1px solid var(--line);border-radius:var(--radius-m);padding:16px}.compare .col.win{border-color:var(--bright);background:var(--bright-tint)}.compare .col h4{margin:0 0 8px;font-size:14px}.compare .col .big2{font-size:22px;font-weight:700;font-variant-numeric:tabular-nums}.compare .col .sub2{font-size:12.5px;color:var(--ink-soft)}.win-flag{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--bright-deep)}.verdict{padding:30px;text-align:center;border-bottom:1px solid var(--line)}.verdict .amount{font-size:clamp(34px,6vw,48px);font-weight:700;letter-spacing:-.03em;color:var(--bright-deep);font-variant-numeric:tabular-nums}.verdict.no .amount{color:var(--ink);font-size:clamp(22px,4vw,28px)}.verdict p{margin:8px auto 0;font-size:14.5px;color:var(--ink-soft);max-width:30rem}.debt-row{display:grid;grid-template-columns:1.3fr 1fr 1fr auto;gap:8px;align-items:end;margin-bottom:10px}.debt-row .field{margin-bottom:0}.debt-row .field input{padding:10px 12px;font-size:15px;min-height:44px}.debt-row .rm{border:1.5px solid var(--line);background:#fff;color:var(--ink-faint);border-radius:var(--radius-s);width:44px;height:44px;font-size:20px;cursor:pointer}.debt-row .rm:hover{border-color:var(--alert);color:var(--alert)}@media(max-width:520px){.debt-row{grid-template-columns:1fr 1fr}}.add-btn{font-family:inherit;font-size:14px;font-weight:600;color:var(--bright-deep);background:transparent;border:1.5px dashed var(--line);border-radius:var(--radius-s);padding:10px;width:100%;cursor:pointer;min-height:44px;margin-top:4px}.add-btn:hover{border-color:var(--bright)}.tool-note{margin-top:24px;font-size:13.5px;color:var(--ink-faint);max-width:44rem}.tool-note b{color:var(--ink-soft)}.tool-cta{margin-top:20px}.tool-cta a{color:var(--bright-deep);font-weight:600;text-decoration:none}.warn-line{padding:12px 30px;background:#fdecec;color:var(--alert);font-size:13.5px;font-weight:600}@media(prefers-reduced-motion:reduce){.calc-grid *{transition:none!important}}.split{display:flex;flex-direction:column;gap:18px;margin-top:4px}.slider .top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:7px}.slider .name{font-size:14px;font-weight:600;display:inline-flex;align-items:center;gap:8px}.slider .dot{width:11px;height:11px;border-radius:3px;flex-shrink:0}.slider .val{font-variant-numeric:tabular-nums;color:var(--ink-soft);font-size:13.5px}.slider .val b{color:var(--ink);font-size:16px;font-weight:700}.slider input[type=range]{width:100%;height:26px;margin:0;cursor:pointer;background:transparent}.slider input[type=range]:focus-visible{outline:none}.slider.needs input[type=range]{accent-color:#3B6EA5}.slider.wants input[type=range]{accent-color:#E0A13A}.slider.save input[type=range]{accent-color:var(--bright)}.split-reset{margin-top:2px;background:none;border:none;padding:0;font-family:inherit;font-size:13px;font-weight:600;color:var(--bright-deep);cursor:pointer;align-self:flex-start}.split-reset:hover{text-decoration:underline}.bar{display:flex;height:40px;border-radius:12px;overflow:hidden;margin:22px;box-shadow:inset 0 0 0 1px #0b1f330f}.bar span{display:flex;align-items:center;justify-content:center;color:#fff;font-size:12.5px;font-weight:700;min-width:0;transition:flex-basis .18s ease;font-variant-numeric:tabular-nums}.bar .b-needs{background:#3b6ea5}.bar .b-wants{background:#e0a13a}.bar .b-save{background:var(--bright)}.grow-lead{padding:4px 30px 0;font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--bright-deep)}.goal-verdict{margin:4px 22px 22px;border-radius:var(--radius-m);padding:15px 18px;font-size:14.5px;background:var(--bright-tint);color:var(--ink)}.goal-verdict.short{background:#fdf3d7}.goal-verdict b{color:var(--bright-deep)}.goal-verdict.short b{color:#8a6410}.bp{margin:26px 0}.bp-embed{width:min(900px,96vw);margin-left:50%;transform:translate(-50%)}@media(max-width:820px){.bp-embed{width:100%;margin-left:0;transform:none}}.tool-embed{margin:26px 0}.tool-embed.wide{width:min(900px,96vw);margin-left:50%;transform:translate(-50%)}@media(max-width:820px){.tool-embed.wide{width:100%;margin-left:0;transform:none}}