Terms of use
Information, not advice
Everything on this site is information and journalism for a general UK audience. It is not financial advice, and nothing here is a recommendation of any specific financial product or provider. We are not authorised or regulated by the Financial Conduct Authority, and we don't need to be for what we publish — but that also means nothing here is a regulated recommendation. For advice on your personal circumstances, speak to a suitably qualified adviser.
Accuracy
We work hard to be accurate and we date every guide, but rules, rates and schemes change. We can't accept liability for loss arising from acting on the information here. Always check the primary sources we link before acting.
Using our content
Content on this site is ours (or used with permission). You're welcome to quote short extracts with a link back; please don't republish whole guides without asking.
General
These terms are governed by the law of England and Wales. If you have a question about them, contact us.