Tools · Remortgaging

Your fix is ending: what will you pay?

Enter your balance, your current rate and the rate you've been offered. We show your new payment, what doing nothing on the standard variable rate would cost each month, and what it takes to keep today's payment.

Outstanding balance

On your latest mortgage statement or app.

Years left on the term

Months until your fix ends

Your current rate

The fixed rate you pay now.

Mortgage type

New rate you've been offered

From your lender's switch offer or a broker quote. We don't suggest rates.

Your lender's standard variable rate

Usually in your end-of-deal letter or on your lender's website.

When your fix ends

New monthly payment

—

enter your current rate and the rate you've been offered

Information, not advice. We don't recommend lenders, products or rates — enter the figures from your own paperwork. Payments assume the rate stays the same for the rest of the term and ignore fees, early repayment charges and overpayments you've already made; your lender's figures will differ slightly. Your home may be repossessed if you do not keep up repayments on your mortgage. Free, impartial help: MoneyHelper. Read the full fixed rate ending checklist.