Tools · Tax year 2026/27
What you'll actually take home
Type in your salary and see your real pay after tax, National Insurance, pension and student loan — as you type, no email address required.
Your gross salary, before anything is taken off.
Scotland has its own income tax bands. National Insurance is the same UK-wide.
Your contribution, as % of salary.
Not sure? Most workplace schemes are "net pay".
2026/27 rates
Your monthly take-home
£0
£0 a year · £0 a week
| Breakdown | Year | Month | Week |
|---|---|---|---|
| Salary | |||
| Pension | |||
| Income tax | |||
| National Insurance | |||
| Student loan | |||
| Take-home |
See how the tax is worked out
Good to know: this is a guide, not financial advice. It uses the 2026/27 rates (last checked 18 July 2026) and assumes the standard tax code with no benefits in kind, childcare or other deductions. Real payslips calculate National Insurance per pay period, so the pennies can differ slightly.